Susan Payne Turner is the Bank’s Executive Vice President and Chief Risk Officer/HR Director. She was formerly a Regional Retail Leader for Centennial Bank, where she managed ten branches located in Leon, Wakulla, Calhoun and Liberty Counties. Prior to this position, Mrs. Turner was Chief Financial Officer for a local community bank with responsibilities in: financials, budgeting, staff management and development; AML/BSA compliance; deposit compliance; facility expansion; GLBA-Technology; and audit/exam initiatives. Mrs. Turner began her banking career while working part-time in high school and has worked in many areas of banking including operations, marketing, compliance, financials and human resources. She is a graduate of Florida State University and received a Master’s in Business Administration from Troy University in 2005. Mrs. Turner is also a graduate from the Graduate School of Banking at Louisiana State University. She recently obtained a Certified Enterprise Risk Professional (CERP) certification. She is a Past Chair and serves as Director Emeritus for the Tallahassee Community College Foundation. She also serves as Past Chairman for the Tallahassee Community College Alumni and Friends Association, Associate Director for the Wakulla Historical Society and Director Emeritus on the board for the Wakulla County Chamber of Commerce. Mrs. Turner is a member of the Coastal Optimist Club. She also serves on the Board for the Community Foundation of North Florida.